The Social Security Administration has implemented online access to accounts via their [mySocialSecurity](http://www.socialsecurity.gov/myaccount/) portal. Naturally, the cons came out almost immediately, as phishers began spamming seniors to connive them into “creating mySocial Security accounts” on fraudulent sites.

The phishing isn’t restricted to email – scammers are making [cold calls](http://www.yakimaherald.com/news/yhr/wednesday/1203839-8/scammers-phishing-for-personal-info-pose-as-medicare), claiming they need to obtain personal data as a way of updating Medicare accounts. Phishing has become the [fourth most prevalent form](http://www.wifr.com/home/headlines/BBB-Warns-Phishing-Scams-Becoming-Bigger-Threat-209766231.html) of consumer fraud as of 2012, according to the Better Business Bureau and reporting sources.

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